International medical insurance · Singapore
We arrange and look after international health plans for regional headquarters, family offices and teams on deployment.
Partners with MAS-regulated insurers. The same premium as going direct.
Where we started
Our first clients were oil and gas companies. Their people were hired in one country, deployed to a rig or a vessel in another, and treated wherever the nearest good hospital happened to be.
When someone falls ill on a deployment like that, the plan has to be right before anything happens. Getting that right is how we learned the job.
Today we look after regional headquarters of multinationals and family offices across Asia. The people are different. The standard is the same: peace of mind, simplified.
Who we look after
Regional headquarters
Family offices
Offshore and deployed teams
An offshore crew
An offshore survey company in the oil and gas industry hires its crew from Southeast Asia, Africa, Europe and Australia. Every one of them is on one fully underwritten international plan built for energy work.
At the 2026 renewal the insurer’s first offer was 20% higher than the year before. We took it back to them, and the revised offer a week later came down to 13.7%.
From the 2026 renewal report.
A recent corporate move
A global professional services firm with its regional headquarters in Singapore moved its staff medical programme to a new international insurer in the fourth quarter of 2026. Its people sit across Southeast Asia, and almost half of them cover a spouse or children on the plan.
We supported the change from start to finish: communication sessions for staff, a plain-English guide to every tier, and a census rebuilt from three sources.
HR now manages joiners, leavers and changes on one platform, across four insurers in the region: one for medical and three for term life.
From the onboarding census, Q4 2026. Lives include spouses and children.
The benefits desk
The benefits desk is available to our corporate clients. Your team adds, removes and amends members in one place. We check every change and send it to the right insurer, whether that is medical or term life, in any country on the programme.
Shown with sample data.
A real case, for one family
A senior expat had S$100,000 of cover through his employer and assumed that was plenty. We added a top-up plan on a S$10,000 threshold, hospital only, which kept the premium about 70% lower than full cover.
The next year his wife was diagnosed with stage 3 cancer. First-year treatment came to over S$200,000. The top-up paid what the company plan could not, and it stays with them if they leave Singapore.
Figures from one client case, anonymised. Terms differ by policy.
For individuals and families
We look after individuals and families too, often the same people our corporate clients send our way.
Questions HR teams ask
No. You pay the same premium as going direct to the insurer, and you get an adviser who knows the policy.
Usually, yes, if you have a commercial entity in Singapore and your people are contracted to that entity or one of its sister entities. Tell us the countries and headcount and we will confirm what is possible.
Ask us for a second look at your renewal. If staying where you are is the right call, we will tell you that plainly.
Often, yes, depending on the condition, the insurer and the size of the group. We talk it through before anything is submitted, and in confidence.
A named adviser in Singapore who knows your programme, your people and your renewal history. Not a call centre.
Peace of mind, simplified.
A short conversation about your team, your countries and your current cover. We will tell you what we would change, and what we would leave alone.
We reply within 2 working days.
